Fed Raises Key Rate to 3.75%-4%

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The Federal Reserve has just raised its key interest rate by 0.25%, bringing it up to a new range of 3.75%-4%—the first increase since July 2023. With inflation still running above the Fed’s 2% target, officials have indicated that another rate hike may be on the table before year’s end. The next opportunity for reassessment will come at the Fed’s meeting on October 27-28, 2026.

For those navigating the Orange County real estate market—whether you’re preparing to sell, exploring new investment opportunities, or hoping to secure your next home—these shifts in monetary policy can have a direct impact on affordability, demand, and long-term strategy. Our team’s proprietary approach is built to adapt quickly to market changes like these, helping clients consistently make informed and strategic decisions in any environment.

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